Closing Costs

    There are certain standard costs associated with closing the sale of a house. These fees are split between the buyer and the seller, as spelled out in the sales contract.

    As I negotiate the sales contract for you, I will not only work to get the sales price you want, I will also work to limit the number of closing costs for which you will be responsible.

    I will walk you through the closing costs, answering any questions you may have explaining which costs are decreed by law to be yours and which are negotiable.

Good Faith Estimate

    Buyers will receive a "Good Faith Estimate" of closing costs at the time the loan application is submitted to the lender. The estimate is based on the loan officer's past experience and may not include all the closing costs. I will be glad to review the "Good Faith Estimate," answering questions and highlighting missing costs and estimates I believe to be low.

Standard Closing Costs

Loan-Related Costs

  • Loan Origination Fee
  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance

  • Homeowners Insurance
  • Flood or Quake Insurance
  • Private Mortgage Insurance (PMI)
  • Title Insurance

 

Got a Question?

Do you have a question? We can help. Simply fill out the form below and we'll contact you with the answer, with no obligation to you. We guarantee your privacy.
 
Your Information
*Name:
*Email:
Phone:

Your Question
Question:

Note: Fields with an * are required

Use this site to explore Louisville and Kentucky communities and find the neighborhood that fits your likes and priorities.  Specializing in Louisville, KY real estate, Prospect, St. Matthews, Jeffersontown, Lyndon, Fern Creek,  Highlands, Highview, Oldham County, Buillitt County, Shelby County, and Jefferson County.  Exit Elite Realty helping to find and buy the home of your dreams.  Whether you are a current property owner, first time home buyer, relocating to the area, or an experienced investor, you will find useful information about how to choose the "right" property, making an offer, negotiating, financing, mortgage rates, moving, and everything involved with making an informed real estate decision in today's market. 

Please feel free to browse through this site to explore homes for sale
inLouisville, KY real estate
, Prospect, St. Matthews, Jeffersontown, Lyndon, Fern Creek,  Highlands, Highview, Oldham County, Buillitt County, Shelby County, and Jefferson County and surrounding areas.  This comprehensive online tool offers direct access to the lastest homes and properties for sale in your areaFeaturing extensive community information, consumer links, school information, free reports, answers to commonly asked real estate questions, and more.  You'll find everything about real estate within one easy source.

If you currrently own property and are thinking of placing it on the market, this site contains information about
preparing your home for sale, selecting the right agent, pricing your home appropriately, marketing it effectively, going through the inspection processes, and receiving a timely market evaluation.  This site has information on all homes and real estate for sale in Louisville, East Louisville, South Louisville, West Louisville, Jefferson county, Oldham county, Bullitt county communities.

      

Off Campus Network
Apartments for Rent - Apartments
Home Rentals - Apartment Rentals

Real Estate Agent and Real Estate Directory Home Inspections USA - Find Home Inspectors and related Real Estate Services Real Estate Professional Services and Property Listing Directory RealEstateYellow.com - Real estate Yellow page and real state directory Valuecom Real Estate Gold
 HouseBuySell.com Residential Real Estate Services and Real Estate Professionals Resource Real Estate Professionals and Real Estate Business Directory Real Estate Directory and Real Estate ResourcesRealEstateHomeSale.com - Real Estate Web Portal Directory








Realtor Directory By States and International
AK AL AR AZ CA CO CT DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS
MT NC ND NE NH NJ NM NV NY OH OK OR PA RI SC SD TN TX UT VA WA WI WV WY



Exit Elite Realty 8401 Shelbyville Rd Louisville, KY 40222-5586
Phone: Fax:

Free Home Valuation | Find an Agent | Closing Costs | Get Pre-qualified | Home Buyer Checklist | For Buyers | Download Adobe Acrobat | News | Real Estate Glossary | Our Homes | Looking to Sell? | Home | Applying for a Loan | Mortgage Saving Tips | Search Area Homes | 9 Steps to Owning | Site Map | Mortgage Qualifier Calc | Rent vs Buy Calc | Mortgage Calculators | Request Industry Info | 9 Steps to Ownership | Property Management | Buying Foreclosures/REO's | Should you paint? | Home Price Index

Copyright © 2008 Exit Elite Realty
Portions Copyright © 2008 a la mode, inc.
Another XSite by a la mode, inc. | Admin LoginTerms of UseSite Map
All rate, payment, and area information are estimates and approximations only.